Texas Auto Insurance for Millennials

It’s not uncommon for the Millennial generation and, younger drivers, to not completely understand Texas auto insurance. From generation to generation, insurance knowledge isn’t commonly passed down. Often times, it is up to the individual to do their own research. Texas auto insurance is important and requires a certain level of understanding in order to […]

Texas Auto Insurance: Split Limit vs. Combined Single Limit

Liability, Uninsured Motorist Bodily Injury & Property Damage, and Personal Injury Protection are all types of Texas auto insurance coverages that are available to consumers. Many people don’t understand what each coverage does and what the state of Texas requires. In fact, most people don’t even know that there are two options available for liability […]

Texas Auto Insurance: What Info to Collect After an Auto Accident

Proper preparation sets the tone for success. With Texas auto insurance this statement couldn’t be any more true. Importantly, if there’s one thing we have learned over the years, it’s that you can never be too prepared or collect too much information when it comes to claims and accidents. In addition, after years in the […]

Cheap Insurance Is Not Worth the Money You Save

Turpen & Associates: Cheap Insurance Is Not Worth the Money You Save

Is it possible to have your cake and eat it too? There’s a difference between affordable and cheap insurance and you should invest in knowing the difference. Many insurance shoppers don’t know that you can maintain good coverage while paying an affordable price. You shouldn’t have to strip coverage to be able to afford a […]

Comprehensive Car Insurance: 5 Tips for Hail Season

In Texas, it’s officially time to start getting prepared for the most dreaded time of year – hail season. The best way to ensure you’re covered is with comprehensive car insurance, however, there are more ways to protect your precious vehicle and your policy rates – at the same time! From March to May, we […]

Affordable Insurance: To Claim or Not To Claim

Many insurance companies have been issuing rate increases and it correlates to the many rate changes going on in the industry. Catastrophic weather conditions affect our rates. Did you know that your own loss history is also a major factor in your personal affordable insurance rates? In our own agency, we witness a lot of […]

Affordable Insurance: Car Usage-Based Discounts

Car usage based discounts

Personalized insurance rates based on your unique driving habits may have been a thing of the past, but not anymore. In fact, if your insurance company doesn’t offer a usage-based discount, then they probably will soon or you just haven’t been told about it. Affordable insurance is just a telematics device (or app) away. If […]

Texas Auto Insurance: Car Insurance Deductibles

A car insurance deductible is the amount of money you have to pay out of pocket before the insurance company will pay the for the rest of the claim, subject to the policy limits. Texas auto insurance has both high and low deductible options. It’s important to understand how your deductible will be resolved in […]

Car Insurance for Young Drivers: Let Us Help You

Adding a young driver to your auto insurance policy can be as equally scary as it is expensive. You will likely pay significantly more for your newly licensed, teen driver, but car insurance for young drivers can be more cost efficient than ever. It can be difficult finding ways to lessen the blow of car […]